The second post in this series examines a Chinese mobile payment app feature increasingly covered in foreign media: testing of what may one day be a nationwide official social credit system to replace its traditional analog counterpart. Our exploration of potential security, privacy, and other issues of such a system is meant to raise questions that can inform discussions about how it will evolve.

This research series presents an in-depth examination of mobile payment systems, a rapidly evolving form of financial technology. We will provide an overview of how they are used in China–where they are taking off faster than anywhere else in the world–and what implications their security and data protection practices may have for millions of users, by presenting a case study on Alipay.